Open Banking Payment Methods
Bizum Payments
Pre-Integrated
in Simpler
Skip the Complex integration work. Simpler comes with Bizum pre-configured, giving you instant access to Spain’s most trusted mobile payment methode-no setup required. Zero platform fees. You only pay your bank.
Zero Platform Fees. Just Your Bank Connection.
Unlike other payment providers, Simpler charges zero platform fees for Bizum. You only pay your bank for the direct connection-typically making it up to 2x cheaper than alternative providers.
€0
Platform Fees
Bank Only
Direct Connection Cost
~50%
Cost Savings vs Alternatives
Key Benefits for Online Stores
Transform your Spanish checkout experience with trusted mobile payments
Instant, Frictionless Payments
Customers pay directly from their bank account using their mobile banking app, confirming purchases in seconds with strong authentication
24-Hour Seamless Integration
Go live with Bizum in just 24 hours through Simpler. No complex technical setup, no lengthy integration process-just plug and play with full support.
Lower Costs, Higher Margins
With zero platform fees and only your bank connection cost, Bizum through Simpler is typically 2x cheaper than other payment methods. Keep more of your revenue while offering Spain's preferred payment method
Instant, Frictionless Payments
Customers pay directly from their bank account using their mobile banking app, confirming purchases in seconds with strong authentication
24-Hour Seamless Integration
Go live with Bizum in just 24 hours through Simpler. No complex technical setup, no lengthy integration process-just plug and play with full support.
Lower Costs, Higher Margins
With zero platform fees and only your bank connection cost, Bizum through Simpler is typically 2x cheaper than other payment methods. Keep more of your revenue while offering Spain's preferred payment method
Advantages for Merchants
Security, reliability, and unbeatable economics built into every transaction
Built-in Security & Compliance
Bizum leverages bank security protocols and strong customer authentication, adhering to PSD2 regulations, protecting merchants and customers from fraud
No Chargebacks
Bizum payments are immediate and final, greatly reducing payment reversals and manual accounting overhead for merchants.
Wide Adoption & Trust
Supported by nearly all Spanish banks, Bizum is familiar and trusted by over 27 million consumers, helping merchants connect easily with local customers.
Built-in Security & Compliance
Bizum leverages bank security protocols and strong customer authentication, adhering to PSD2 regulations, protecting merchants and customers from fraud
No Chargebacks
Bizum payments are immediate and final, greatly reducing payment reversals and manual accounting overhead for merchants.
Wide Adoption & Trust
Supported by nearly all Spanish banks, Bizum is familiar and trusted by over 27 million consumers, helping merchants connect easily with local customers.
Recovery Results
Real number from the spanish market
Market Growth
2.7% - 10%
Average Bizum share in Spanish e-commerce grew
from 2.7% in 2023 to over 10% in 2024
Making it an essential payment method for reaching Spain's digital shoppers
Merchant Adoption
30 - 40%
Of checkout payments for many Spanish
merchants using Bizum
Demonstrating how critical it is for local market success