Open Banking Payment Methods
Bizum Payments
Pre-Integrated
in Simpler
Simpler comes with Bizum pre-configured. No integration work, no setup delays — live in 24 hours. Spain's most-used mobile payment method, ready from day one.
Cheaper Than Most Providers in Spain
Simpler charges 0.30% + €0.10 per Bizum transaction - with full checkout infrastructure included. No hidden fees, no bundled card-equivalent pricing. Just a published, fixed rate with one-click checkout built in
0.30% + €0.10
Per transaction, all-in
Up to 5x cheaper
vs Stripe's Bizum rate in Spain
Checkout included
Shipping, loyalty, cross-sell
Key Benefits for Online Stores
Instant payments, lower fees, full checkout, active in 24 hours
Instant, Frictionless Payments
Customers pay directly from their bank account using their mobile banking app, confirming purchases in seconds with strong authentication
24-Hour Seamless Integration
Go live with Bizum in just 24 hours through Simpler. No complex technical setup, no lengthy integration process-just plug and play with full support.
Lower Costs, Higher Margins
With zero platform fees and only your bank connection cost, Bizum through Simpler is typically 2x cheaper than other payment methods. Keep more of your revenue while offering Spain's preferred payment method
Instant, Frictionless Payments
Customers pay directly from their bank account using their mobile banking app, confirming purchases in seconds with strong authentication
Live in 24 Hours
Go live with Bizum in just 24 hours through Simpler. No complex technical setup, no lengthy integration process-just plug and play with full support.
Lower Costs, Higher Margins
At 0.30% + €0.10 per transaction, Bizum through Simpler costs significantly less than card processing or major PSP rates in Spain. Keep more revenue while offering the payment method 27 million Spanish shoppers already use
Advantages for Merchants
Bank-grade security, no chargebacks, and 27 million Spanish shoppers
Built-in Security & Compliance
Bizum leverages bank security protocols and strong customer authentication, adhering to PSD2 regulations, protecting merchants and customers from fraud
No Chargebacks
Bizum payments are immediate and final, greatly reducing payment reversals and manual accounting overhead for merchants.
Wide Adoption & Trust
Supported by nearly all Spanish banks, Bizum is familiar and trusted by over 27 million consumers, helping merchants connect easily with local customers.
Built-in Security & Compliance
Bizum leverages bank security protocols and strong customer authentication, adhering to PSD2 regulations, protecting merchants and customers from fraud
No Chargebacks
Bizum payments are immediate and final, greatly reducing payment reversals and manual accounting overhead for merchants.
Wide Adoption & Trust
Supported by nearly all Spanish banks, Bizum is familiar and trusted by over 27 million consumers, helping merchants connect easily with local customers.
Bizum in Spain
Real numbers from the Spanish market
Market Growth
2.7% - 10%
Average Bizum share in Spanish e-commerce grew
from 2.7% in 2023 to over 10% in 2024
Making it an essential payment method for reaching Spain's digital shoppers
Merchant Adoption
30 - 40%
Of checkout payments for many Spanish
merchants using Bizum
Demonstrating how critical it is for local market success