Simpler.
Grow your business with the name shoppers trust
Help maximise your conversion by offering PayPal and Pay in 31 with Simpler.
Help drive conversion.
PayPal’s brand recognition helps give customers the confidence to buy. Help convert more sales with the name customers look for at checkout. It’s easy to activate and won’t disrupt your existing checkout solution.
62%
PayPal can help small- and medium-sized businesses increase checkout conversion by 62%2.
Go ahead, let them
pay later.
Let customers pay in instalments with Pay in 3 — while you get paid up front and in full at no extra cost to you. Promoting Pay in 3 on your site at key points of the shopping journey can increase cart sizes3 and repeat business.4
60%
Pay in 3 cart sizes are 60% higher than standard PayPal cart sizes.3
More reasons to offer PayPal.
PayPal's size, scale, and payments volume allows for strong global relationships to help you better serve customers, minimise costs, and help drive sales.
$1.53 trillion
total payment volume in 20236
25 billion
transactions annually6
426 million
active PayPal accounts6
35 million
active merchant accounts6
150
currencies supported6
200+
markets6
#1
in Consumer Report analysis for
privacy, transparency, and security7
Designed with your business in mind.
Payment methods
PayPal and Pay in 31
Local payment methods used around the world
Funds credit immediately into your PayPal business account while payments process
Easy to add or upgrade in just a few steps
Flexible features
Mobile-friendly so customers can easily shop on any device
Drive authorisation rates, reduce declines, and help capture every sale
Track all your transactions from one dashboard
Peace of mind
PayPal helps you handle the risk of fraudulent purchases
AI-powered fraud detection monitors all transactions
PayPal Seller Protection on eligible transactions safeguards PayPal Checkout9
PayPal solutions help you meet global compliance standards
Additional security offers insights with Fraud Protection on eligible transactions10
Optional Chargeback Protection to help reduce fraud-related costs11
*See PayPal Developer documentation for the latest availability of Pay Later features and benefits in your region(s). PayPal Pay Later eligibility and availability is subject to merchant status, sector and integration. Consumer eligibility is subject to status and approval. Product features differ by market. See relevant product terms for more details. PayPal Pay Later cross-border messaging is subject to approval by PayPal.
1 Pay in 3 availability is subject to merchant status and integration. Consumer eligibility is subject to status and approval. Pay in 31 is a form of credit, may not be suitable for everyone and use may affect consumer’s credit scores. See product terms for more details.
2 Nielsen, commissioned by PayPal, Nielsen Behavioral Panel of UK with 9K monthly average SMB desktop purchase transactions, from 3K consumers between April 2022-March 2023. *Checkout conversion - from the point at which customers starts to pay.
3 In the UK, PayPal Pay in 3 Average Order Values (AOVs) are ~60% higher than standard AOVs for SMBs. Internal Data Analysis of 8863 SMB across integrated partners and non integrated partners, November 2022. SMB internally defined as up to £100,000 in estimated annual ecommerce online payment volume.
4 An average of 90% of Pay in 3 customers in the UK are repeat users. Based on PayPal internal data from Jan 2023 to September 2023. *Repeat Users - who have taken out more than 1 loan.
5 PayPal Internal Data - 2022.
6 PayPal Earnings-FY, 2023, based on PayPal internal data.
7 CR (Consumer Reports), "Buy Now, Pay Later Apps Are Popular, but Are They Safe?" Consumer Reports , May 25, 2023.
8 Availability may vary depending on merchant’s integration method and geographic location.
9 Available on eligible transactions only. Limits, terms and eligibility criteria apply.
10 Available on eligible purchases.
11 Terms, exclusions and fees apply to the Chargeback Protection tool. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments. See terms.